Current Gold Holdings


Future Gold Price

Current Silver Holdings


Future Silver Price

Save the values of the calculator to a cookie on your computer.

Note: Please wait 60 seconds for updates to the calculators to apply.

Display the values of the calculator in page header for quick reference.

The Holdings Calculator permits you to calculate the current value of your gold and silver.

  • Enter a number Amount in the left text field.
  • Select Ounce, Gram or Kilogram for the weight.
  • Select a Currency. NOTE: You must select a currency for gold first, even if you don't enter a value for gold holdings. If you wish to select a currency other than USD for the Silver holdings calculator.

The current price per unit of weight and currency will be displayed on the right. The Current Value for the amount entered is shown.

Optionally enter number amounts for Purchase Price and/or Future Value per unit of weight chosen.

The Current and Future Gain/Loss will be calculated.

Totals for Gold and Silver holdings including the ratio percent of gold versus silver will be calculated.

The spot price of Gold per Troy Ounce and the date and time of the price is shown below the calculator.

If your browser is configured to accept Cookies you will see a button at the bottom of the Holdings Calculator.

Pressing the button will place a cookie on your machine containing the information you entered into the Holdings Calculator.

When you return to the cookie will be retrieved from your machine and the values placed into the calculator.

A range of other useful gold and silver calculators can be found on our Calculators page

Gold Price Calculators

Building Permits at 12-Year High, Gold Price Ticks Upward

US housing starts saw moderate growth in October and permits for future construction soared above a 12-year high, indicated renewed strength in the housing market amid lower mortgage rates. Housing starts rose 3.8% to 1.314 million units in October, above market projections.

Key Takeaways

  • Housing starts rose 3.8% in October amid lower mortgage rates, rising to 1.314 million units and under expectations of 1.320 million units.
  • Permits for future construction rose to a 12-year high, rising 5% to 1.461 million units.
  • Single-family construction rose for the fifth month in a row, while multi-family construction saw a rebound.

While housing starts came in slightly below expectations, permits for future growth saw the strongest pace of growth since May 2007, rising 5%. The increase was driven largely due to growth in single-family building permits which rose 3.2% to the highest level since August 2007. Annually, housing starts rose 8.5% in October. Data for September was revised slightly upwards from 1.256 million units to 1.266 million units, down from August figures.

Residential investment saw a rebound in Q3 2019 after six consecutive quarterly declines, the longest period of decline since the global recession which ended a decade ago. Single-family home building, which accounts for the largest share of the market, rose 2% to 936,000 units in October, the highest in 9 months. The Midwest, West, and South saw increases in this category, while single-family building dropped in the Northeast. Starts for the volatile multi-family housing category rose 8.6% to 378,000 units last month, and permits for these homes rose 8.2% to 552,000.

The housing sector has seen renewed strength in recent months, attributed to the Federal Reserve’s monetary easing policies which cut mortgage rates from the multi-year highs seen in 2018. However, land and labor shortages are still having a negative impact on housing, which accounts for 3.1% of the US economy. Despite a recent survey indicating an increase in reported home builder confidence, builders responding to the survey stated that “lot shortages remain a serious problem, particularly among custom builders.”

Monetary Policy

The 30-year fixed mortgage rate now stands at 3.75%, well below the peak of 4.94% seen in November 2018 according to mortgage financiers Freddie Mac. The Federal Reserve also cut the benchmark rate of interest three times this year before indicating a pause in monetary easing. The rate cuts were implemented to bolster areas of the economy like housing and to hedge against the impact of low inflation and the ongoing trade war which have led to recessionary pressures building up.

While trade tensions have slowly cooled over recent months, the global economy is entering a slowdown along with the US economy, and the deceleration in consumer spending which accounts for the lion’s share of the economy is cause for concern. Analysts will be keeping a close eye on the relationship between the labor market and consumer spending, the two driving forces of the economy amid contracting business investment. Initial jobless claims, a key indicator of layoffs, will be closely monitored for any major increases that may spill out into the broader economy.

Market Reaction

Gold prices are up today following the news of unexpected strength in future construction data. Spot gold last traded at $1,474.25/oz, up 0.23% with a high of $1,475.14/oz and a low of $1,465.16/oz. Gold prices have also faced selling pressure earlier in the day due to upward momentum in the US equities market, leading to increased risk appetite in the short term.