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The ¼ oz Chinese Gold Panda is one of the fractional versions of the popular Chinese bullion coin. Furthermore, the .999 purity gold piece is a limited item, as the Chinese government is no longer making Gold Pandas in troy units.

1/4 oz Chinese Gold Panda Coin Price

No matter which system of measurement the People’s Republic decides to use, the underlying value of the Gold Panda remains tied to the spot price of gold. 

The spot price is essentially the market rate for a troy ounce of gold. Thus, though later Gold Pandas are minted in metric measures, their value is nonetheless an approximation from the troy system. Bear in mind, though, that this base value must be divided by four to consider properly the foundation of a ¼ oz coin.

However, the spot price is not the end of the story when it comes to the value of a ¼ oz Gold Panda. On top of the spot price, each dealer attaches an additional cost as a surcharge for arranging your purchase. 

For these particular coins, the premiums typically range between 7% and 26%. To be fair, the higher end of the range is reserved for rare or specially-made coins, but you’ll usually find ¼ oz Pandas somewhere in the middle of the range.

On the other hand, the top end of the range are also much more prized specimens for investors and coin collectors. Thus, if you’re willing to spend a bit more, you may have an easier time selling the ¼ oz Panda in the future.

Find the Lowest Price on 1/4 oz Chinese Gold Panda Coin

To be honest, though, most of us are looking to buy gold as cheaply as we can. Keeping to the lower end of the range allows our precious metals budgets to stretch a bit further. So, let’s talk about a few things you can do to lower the price point on ¼ Chinese Gold Pandas.

First, the most critical thing to do is choose your precious metals dealer for the purchase. Even though ¼ oz Gold Pandas are much less expensive than full-size (1 oz) versions, they are still hundreds of dollars - enough to be worthy of some care. 

So, we recommend you begin your search with the dealers listed below. You may not end up dealing with them specifically, but we can vouch for their honesty and reputable practices:

• JM Bullion
• BGASC.com
• Silver.com
• Provident Metals

You want to compare apples to apples when you are shopping around. Each dealer has its own set of premiums, and it’s important to look for deals - especially short-term ones that offer the opportunity to buy at a discounted rate.

The catch is that you have to be smart about the dealer you choose. If you cannot verify a dealer’s track record or reputation, it’s a problem that you should not ignore.

Even if you find your dealer to be allegedly reputable, you must be wary about individual deals themselves. Remember - the spot price is the base level value for the ¼ oz Gold Panda, so be quite careful about any offers that are at spot. If the offer is beneath the spot price, you should stay away, as the dealer is planning to charge you somewhere else.

After you settle on a dealer, you should peruse the selection of ¼ oz Chinese Gold Pandas and look for coins with one or more of the following qualities:

• Circulated coins. Coins that are designated as proof coins or uncirculated coins have higher production standards, and their premiums reflect as much.
• Random year coins. Certain years are more expensive than others. Dealers tend to get overstocks of the “other” years and can offer better prices on the off years.
• Multiple coins grouped together. If you can find plastic tubes or sheets of multiple ¼ oz Gold Pandas and can afford them, you should buy them, as the per-coin cost is going to be much lower than buying each coin separately.

Description

The People’s Republic of China produced the ¼ oz Gold Panda between 1982 and 2015. In 2016, the PRC elected to convert its bullion coins to the metric system and began offering the Pandas in terms of grams.

So, the ¼ oz Gold Panda does have an element of rarity to it. Over time, this rarity can only grow, as they will become a lower percentage of the extant coins available.

Regardless of the system of measurement used to produce them, they have always been minted with .999 fine gold. Similarly, they have always featured representations of the same two elements over the years.

The obverse of the ¼ Gold Panda is an image of Beijing’s Hall of Prayer for Abundant Harvests. The Hall is one of the signature features of the Temple of Heaven complex.

The reverse of the coin is the inspiration for the coin’s name. It has featured an image of the Giant Panda on each coin since 1982, though with different designs.

One other change to the coin took place in 2001. The PRC chose to alter the face value on the coin. Thus, ¼ oz Gold Pandas bear a face value of ¥25 if they were minted between 1982 and 2000. From 2001 to 2015, the same coins increased their face values to ¥100.

Coin Highlights

If you only need to know the basic facts about the ¼ oz Chinese Gold Panda, consult the list of highlights below:

• ¼ troy ounce of gold.
• .999 purity.
• Obverse features the Hall of Prayer for Abundant Harvests in Beijing.
• Reverse displays various representations of China’s Giant Panda.
• Minted between 1982 and 2015.
• Face value of ¥25 on coins minted between 1982 and 2000.
• Face value of ¥100 on coins minted between 2001 and 2015.

Buying Fractional Coins

The ¼ oz Chinese Gold Panda is part of a larger subset of coins known as fractional coins. Aside from the fact that they have a fraction in their product description, they are called “fractional” because they only offer a fraction of a troy ounce.

The appeal of fractional coins is obvious. They are proportionally cheaper than the 1 oz versions of the coins. Thus, they offer the opportunity to buy gold to a much wider swath of investors. 

If a fractional coin is all you can afford, then you should take the deal. However, you do need to understand that the premium percentage for a fractional coin is always going to be lower than the percentage on its 1 oz counterpart. 

Where the lowest percentage on ¼ oz Gold Pandas is around 7%, you can get 1 oz Gold Pandas for less than 3% over the spot price. So, buy what you can - a fractional coin is not a bad deal by any means - but be aware that bigger is better if you’re trying to remain cost-effective.

Specifications